--- title: ATV and Snowmobile Nova Scotia Provincial Insurance Requirements description: These are the provincial regulations and statements on Liability Insurance on ATV’s: image: https://blog.steersatlantic.ca/hubfs/Questions%20to%20ask%20before%20starting%20your%20ATV%20adventures.png --- [**](https://www.facebook.com/steersatlantic/) [**](https://twitter.com/steersatlantic) [**](https://www.linkedin.com/company/steersinsuranceatlantic/) [**](https://www.instagram.com/steersinsuranceatlantic/) [Home](https://www.steersatlantic.ca/?hsLang=en-ca) [Contact Us](https://www.steersatlantic.ca/contact-otc-insurance-brokers?hsLang=en-ca) 888-295-7474 [![steers-logo-1](https://blog.steersatlantic.ca/hs-fs/hubfs/steers-logo-1.png?width=813&height=321&name=steers-logo-1.png)](https://steersatlantic.ca/) [![GET A QUOTE](https://no-cache.hubspot.com/cta/default/6109970/83e767f7-64ca-4507-b512-9802bad0d339.png)](https://cta-redirect.hubspot.com/cta/redirect/6109970/83e767f7-64ca-4507-b512-9802bad0d339) ![business-meeting](https://blog.steersatlantic.ca/hubfs/OTC_Insurance_February2020%20Theme/Images/business-meeting-1446005-sm-2-1.jpg); ![Contractors Pollution](https://blog.steersatlantic.ca/hubfs/OTC_Insurance_February2020%20Theme/Images/Contractors%20Pollution-2058-72dpi-1-1.png); ![Marine Cargo](https://blog.steersatlantic.ca/hubfs/OTC_Insurance_February2020%20Theme/Images/Marine%20Cargo%2024843636_s-3-1.jpg); ![crime insurance](https://blog.steersatlantic.ca/hubfs/OTC_Insurance_February2020%20Theme/Images/crime%20insurance%2080155537-72dpi-1-1.png); ![business-meeting](https://blog.steersatlantic.ca/hubfs/OTC_Insurance_February2020%20Theme/Images/Condo%20living-room-2155353-72dpi-1-1.jpg); ![Contractors Pollution](https://blog.steersatlantic.ca/hubfs/OTC_Insurance_February2020%20Theme/Images/Auto%20Ins%20Brunette-Teen-in-Red-Car-1.jpg); ![Marine Cargo](https://blog.steersatlantic.ca/hubfs/OTC_Insurance_February2020%20Theme/Images/atvs-2751246-72dpi-1-1.jpg); # Steers Insurance Blog # ATV and Snowmobile Nova Scotia Provincial Insurance Requirements Posted by [Steers Blogging Team](https://blog.steersatlantic.ca/blog/author/otc-blogging-team) on Nov 20, 2022 1:00:00 PM - [Tweet](https://twitter.com/share) ![Questions to ask before starting your ATV adventures](https://blog.steersatlantic.ca/hs-fs/hubfs/Questions%20to%20ask%20before%20starting%20your%20ATV%20adventures.png?width=1200&name=Questions%20to%20ask%20before%20starting%20your%20ATV%20adventures.png) We recently worked on an account that involved a driver who had a conviction for operating an ATV with no insurance.  Due to this, the insurer is getting off risk and the vehicle now has to be insured with facility association = Higher rates and reduced coverage.  This is particularly more expensive when the vehicle is financed and you must carry Collision and Comprehensive coverage in order to satisfy lender requirements. The following is information regarding ATV No Insurance Convictions, these are considered serious to insurers, same as cell phone use convictions. These are the provincial regulations and statements on Liability Insurance on ATV’s: March 2007, new regulations came into effect regarding fees for registering and permitting your OHV, safety training requirements, areas to ride, as well as, describing how written permission can be given by landowners. Liability insurance 15B: No person shall operate an off-highway vehicle on any land of which the person is not an owner or occupier unless that person carries third-party liability insurance in at least the amount required by the regulations. You are required to insure the vehicle for third-party liability with a minimum limit of $500,000. **What type of insurance am I required to purchase?** ¹You are required to carry third-party liability insurance under the [Off-highway Vehicles Act](https://nslegislature.ca/sites/default/files/legc/statutes/off-highway%20vehicles.pdf) and are also required to carry accident benefits, and uninsured and underinsured automobile coverage as required by the Insurance Act. For information on registering your off-highway vehicle, call 1-800-898-7668 or (902) 424-5851, or visit your nearest [Registry of Motor Vehicles](https://novascotia.ca/snsmr/rmv/registration/roadveh.asp) location. Looking to get the best deal on ATV Insurance? OTC is here to help find you the best quote. Click below to get started. [![Start a Quote](https://no-cache.hubspot.com/cta/default/6109970/9aba4d71-ae91-4489-a265-10276af71865.png)](https://cta-redirect.hubspot.com/cta/redirect/6109970/9aba4d71-ae91-4489-a265-10276af71865)   ¹[Nova Scotia - Insurance for Off-highway Vehicles ](https://novascotia.ca/natr/ohv/ohv-insurance.asp#:~:text=You%20are%20required%20to%20carry,required%20by%20the%20Insurance%20Act.) ### Does Your Policy Fit you? ![Small Office 104662907](https://blog.steersatlantic.ca/hs-fs/hubfs/Small%20Office%20104662907.png?width=221&name=Small%20Office%20104662907.png) Your business has grown and evolved; perhaps your insurance should too.  Put us to work with our free no obligation assessment.   [![Free Commercial Insurance Assessment](https://no-cache.hubspot.com/cta/default/6109970/8c5d4c50-98f0-4e77-a002-e27b394ca3d3.png)](https://cta-redirect.hubspot.com/cta/redirect/6109970/8c5d4c50-98f0-4e77-a002-e27b394ca3d3) ### Subscribe Here! ### Recent Posts ### Posts by Tag - [Home Insurance (60)](https://blog.steersatlantic.ca/blog/tag/home-insurance) - [Commercial Insurance (55)](https://blog.steersatlantic.ca/blog/tag/commercial-insurance) - [Auto Insurance (15)](https://blog.steersatlantic.ca/blog/tag/auto-insurance) - [Cyber Insurance (15)](https://blog.steersatlantic.ca/blog/tag/cyber-insurance) - [Commercial Property Insurance (12)](https://blog.steersatlantic.ca/blog/tag/commercial-property-insurance) - [Home Base Business (8)](https://blog.steersatlantic.ca/blog/tag/home-base-business) - [About OTC Insurance (7)](https://blog.steersatlantic.ca/blog/tag/about-otc-insurance) - [Environmental Insurance (7)](https://blog.steersatlantic.ca/blog/tag/environmental-insurance) - [Property damage (7)](https://blog.steersatlantic.ca/blog/tag/property-damage) - [Overland Flood Insurance (4)](https://blog.steersatlantic.ca/blog/tag/overland-flood-insurance) - [Continuity Insurance (3)](https://blog.steersatlantic.ca/blog/tag/continuity-insurance) - [Preventative Maintenance (3)](https://blog.steersatlantic.ca/blog/tag/preventative-maintenance) - [Women in Business (3)](https://blog.steersatlantic.ca/blog/tag/women-in-business) - [Inflation (2)](https://blog.steersatlantic.ca/blog/tag/inflation) - [Personal Insurance (2)](https://blog.steersatlantic.ca/blog/tag/personal-insurance) - [Boat Insurance (1)](https://blog.steersatlantic.ca/blog/tag/boat-insurance) - [Health and Safety (1)](https://blog.steersatlantic.ca/blog/tag/health-and-safety) - [Home Inventory Checklist (1)](https://blog.steersatlantic.ca/blog/tag/home-inventory-checklist) - [Travel Insurance (1)](https://blog.steersatlantic.ca/blog/tag/travel-insurance) [See all](https://blog.steersatlantic.ca/blog/atv-and-snowmobile-nova-scotia-provincial-insurance-requirements#) [![steers_reverse](https://blog.steersatlantic.ca/hs-fs/hubfs/steers_reverse.png?width=499&height=257&name=steers_reverse.png)](https://steersatlantic.ca/)   130 Eileen Stubbs Avenue Unit 7 Dartmouth, NS  B3B 2C4 **Tel:** (902) 481-0700 **Toll-Free:** (888) 295-7474 **Fax:** (902) 481-1812 [hello@steersinsurance.com](mailto:hello@steersinsurance.com) © 2023 Steers Atlantic Inc.