---
title: Insurance Eligibility for a Tiny House
description: Insurance Eligibility for a Tiny House
image: https://blog.steersatlantic.ca/hubfs/Insurance%20Eligibility%20for%20a%20Tiny%20House.png
---

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# Steers Insurance Blog

# Insurance Eligibility for a Tiny House

Posted by [Steers Blogging Team](https://blog.steersatlantic.ca/blog/author/otc-blogging-team) on Sep 28, 2021 4:14:32 PM

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![Insurance Eligibility for a Tiny House](https://blog.steersatlantic.ca/hs-fs/hubfs/Insurance%20Eligibility%20for%20a%20Tiny%20House.png?width=1200&name=Insurance%20Eligibility%20for%20a%20Tiny%20House.png)Whether you are looking for a lower-priced property, looking to downsize or want to be closer to your family and their property is zoned for a tiny house, your interest in these unique buildings is a popular one!

[The interest in tiny homes across Canada has increased by 55%](https://www.narcity.com/halifax/tiny-homes-in-canada-are-such-a-real-estate-trend-this-year-on-the-east-coast) since the start of the pandemic. The idea of living simply or living a minimalist lifestyle is a hot real estate trend and people from coast to coast are looking to invest!

### Building a Tiny Home

If you are looking to build a tiny house, remember to research local and provincial building codes. You will want to ensure your tiny home is built according to these codes as well as meets the Canadian Standards Association (CSA) guidelines. By meeting these codes and guidelines, your tiny home will not only be safe to live in but will also be eligible for [home insurance](https://www.otcinsurance.ca/home-insurance-overview). 

### Insurance Eligibility for Tiny Homes

While a tiny house may not be the size or traditional layout of a regular-sized home, your tiny house must be parked permanently on a fixed foundation.

You will want to build your tiny house so that it is skirted and conformed to local certification or standards.

You should also ensure that your tiny house is deformation-resistant having passed the CSA standard.

### Manufactured Home Insurance

A tiny house insurance falls under Manufactured Home Insurance. This category also applies to modular homes, mobile homes, and double-wide homes. Similar to standard home insurance, Manufactured Home Insurance typically includes coverage for your property and your belongings. It also covers detached buildings, such as a shed, up to $1 million of personal liability, and living expenses acquired when your home is being repaired. 

Additional insurance can also be added. For more information on the best insurance policy for your tiny home, [contact an OTC Insurance Broker today](https://www.otcinsurance.ca/contact-otc-insurance-brokers).

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Resources

[https://primeservice.ca/tiny-house-insurance-what-you-need-to-know/](https://www.narcity.com/halifax/tiny-homes-in-canada-are-such-a-real-estate-trend-this-year-on-the-east-coast)

[https://www.narcity.com/halifax/tiny-homes-in-canada-are-such-a-real-estate-trend-this-year-on-the-east-coast](https://www.narcity.com/halifax/tiny-homes-in-canada-are-such-a-real-estate-trend-this-year-on-the-east-coast)

[https://www.aviva.ca/en/blog/tiny-house-movement/](https://www.aviva.ca/en/blog/tiny-house-movement/)

 Topics: [Home Insurance](https://blog.steersatlantic.ca/blog/tag/home-insurance)

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