New homebuyers are a mix of excited, nervous, and often one unexpected expense away from mild panic. While navigating through inspections, offers, and closing dates, there’s one conversation that can protect the investment: Homeowners' Insurance.
Not All Homeowner Policies Are Equal
Coverage varies by policy and provider, so it’s important to understand what’s actually covered. A local Steers broker can walk homebuyers through the essentials, including:
The goal isn’t to sell the cheapest policy, but to help buyers make informed choices. Our brokers dig into the details, big and small, and help match coverage to the home and lifestyle.
Exclusions: The Fine Print You Can’t Overlook
Some of the biggest surprises come from exclusions, a.k.a. incidents a standard policy doesn’t cover, such as:
That’s why talking with a broker is a must. We help buyers understand their policy and pick the right one for full protection.
Add-Ons Make a Big Difference
Buyers may not realize how customizable a policy can be. The right mix can turn a “good enough” policy into a great one. Add-ons include:
Don’t Skip the Lawyer Chat
Buyers are encouraged to ask their lawyer about Title Insurance. It can protect against unexpected financial issues tied to the home’s history, such as unpaid liens, ownership disputes, or paperwork errors from previous owners.
Start Strong
An Insurance Broker and a Realtor help buyers stay informed while navigating the homebuying process. Start the journey feeling smart, secure, and excited to turn a new house into a home.
Contact a Steers Insurance Broker to learn more about protecting your new home with the right Homeowner’s Insurance.