Water damage is one of the leading causes of home insurance claims across Canada. Whether it’s caused by a sewer backup, the spring thaw, or burst pipes, damage caused by water can be costly and inconvenient to repair. Luckily, there are simple tips that may help protect your home:
- Keep a current and detailed home inventory.
- If your neighbourhood is prone to flooding, take precautions against basement flooding., including regularly inspecting and repairing any foundation cracks, and if they are not easily repairable, call a professional.
- Regularly check your pipes.
- Make sure your gutters and drainage systems are clean and clear of debris.
- Check your roof for visible signs of damage from the winter, such as missing shingles.
Spring is also a great time to review the details of your home insurance policy to ensure you are adequately covered against all of life's surprises, including water damage from spring flooding and spring thaw!