Spring has officially arrived, and while you’re busy tossing out those questionable cargo shorts from 2012 (please, let them go), it’s time to spruce up something even more important: your insurance policies.
Why a Policy Review is Your New Best Friend
Uncover Hidden Gems
A quick checkup with an expert broker can reveal discounts you didn’t know existed. For example, did you know that bundling your home and auto insurance with Steers gets you an instant discount?
Stop Overpaying
Why pay for a 5-star steak dinner when you’re only eating a sandwich? Life changes, and sometimes you’re paying for coverage you just don’t need anymore. We’ll help you trim the fat, so you aren’t overspending.
Skip the Sad Surprises
This is the big one. There is nothing worse than filing a claim and realizing you’re not covered for it. For example, things like basement flooding or sewage backups aren’t included in your standard home policy and need a separate plan. Policy reviews ensure you’re actually protected before the rain starts.
Life Moves Fast
Did you renovate the kitchen? Get hitched? Start a side hustle? If your life has levelled up, your insurance needs to keep pace. Policy reviews keep your new wins and purchases fully protected.
Bad Service
Not getting the service and attention you deserve from your current provider? A policy review is your perfect exit strategy. We’ll help you spot exactly what’s not working so you can upgrade to a broker who actually cares. (Hi, that’s us!)
Stay Legal
Insurance laws can be a bit of a moving target. Our brokers keep track of the boring legal tweaks so you don’t end up paying out-of-pocket for a rule you didn’t know had changed.
The Steers Advantage
We’ve been around the block… literally. We’ve been serving Newfoundland and Labrador for over a century, and are incredibly grateful to have received the Consumer Choice Awards six years running.
Local: We know NL risks because we live here. We give advice that actually makes sense for your neighbourhood.
Independent Broker: We work for you, not the big insurance companies. If a policy is junk, we’ll call it out. Our bad policy radar is always on.
Fluent in Fine Print: We actually enjoy digging through the boring stuff to spot any loopholes. Yes, we’re nerds like that.
Options Galore: Because we partner with multiple carriers, we can shop around to find the best rates without sacrificing the benefits.
Ready for a Refresh?
Get in touch with us today for a free personal or commercial policy assessment. We’ll help you find a plan that covers what matters and brings you peace of mind.