Steers Insurance Blog

In addition to the voluntary and mandatory personal restrictions being implemented in an effort to "flatten the curve" of COVID-19 infection rates globally, business operations of all kinds have been interrupted. Many are considering the losses they face as a result of the COVID-19 pandemic and asking, "will my insurance cover this?"

A home is one of the biggest investments most people will make in their lifetime, so it’s crucial that people have the proper insurance coverage for it – including what is inside the home. Creating and regularly updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners insurance, and can make filing a claim easier and more efficient.

If you’re getting your businesses or properties ready to reopen, ensure it is safe and functional for employees, tenants and patrons with proper cleaning and disinfection.

Note: this post is intended for facilities and workplaces outside of the health care industry.

As restaurants shift to curbside pickup or delivery, and retailers move sales online or for curbside pickup – business is not as usual during the COVID-19 pandemic. All business owners need to have a business and safety plan that can adapt to help their businesses succeed in this “new normal.”

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components.

Social distancing is the utmost importance right now and is especially crucial for businesses who are remaining open during the COVID-19 pandemic, including construction sites.

Spring has arrived, which typically means snowmelt, an increase in rainfall accumulations, and the possibility of spring flooding.