Dealing with another driver's road rage can be incredibly stressful and scary, and it can even lead to dangerous driving situations or accidents. Road rage, or aggressive driving, can include erratic driving behaviours like tailgating, yelling, persistent honking, blocking traffic, or even following another driver too closely to intimidate them. Whatever form it takes, road rage can increase the risk of an accident, so it's always better to avoid these situations.
What to do if another driver exhibits signs of road rage
Topics: Auto Insurance
Tips To Protect Yourself From Auto Insurance Fraud
Auto insurance fraud is a serious problem costing Canadians $2 billion annually and post-accident services scams are on the rise. At OTC, we've seen customers fall victim to these scams. With March being Fraud Prevention Month it's a great time to think about how you can remain vigilant and protect yourself against fraud.
Topics: Auto Insurance
If you have a smartphone, you likely have a digital wallet where you can store electronic copies of your credit cards, debit cards, event tickets, boarding passes, and even some forms of government ID. Now, many insurers have made it possible for you to carry a copy of your pink slip in your phone’s digital wallet, too. This means you’ll have one less piece of paper in your wallet and easy access to your pink slip at all times.
Topics: Auto Insurance
What to do before, during and after driving in a Canadian Blizzard
There’s no denying that Canadian winters are beautiful. But when you have to get in your car and hit the road, that picturesque snow globe we call home can start to look a little less sparkly. Whether you’re a new driver or a seasoned veteran, take some practical precautions before, during, and after each winter drive or road trip to make sure you (and your vehicle) arrive safe and sound.
Topics: Auto Insurance
How Distracted Driving can affect your insurance
Driving a vehicle demands your full attention. And while you may think that driving while quickly checking a text message or changing the radio station means you are still focused on the road, the truth is – you don’t. Taking your eyes off the road for just two seconds doubles your chance of an accident. One moment of inattention can lead to serious injuries or death.
Topics: Auto Insurance
Distracted Driving can mean a ‘major’ conviction
According to data from Transport Canada’s National Collision Database, distracted driving contributed to an estimated 20% of fatal collisions and 21% of serious injury collisions in 2018. These statistics are part of an upward trend of distracted driving-related collisions, up from 16% of fatal collisions and 17% of serious injury collisions a decade earlier.
Topics: Auto Insurance
What is depreciation in car insurance and how to protect against it
One key aspect people should keep in mind when buying a new car is how much it will depreciate once it leaves the lot. Why is this important? Depreciation is a factor car insurers take into consideration when setting up your policy. What exactly is depreciation in car insurance and how can you protect against it? Have a look below to learn more!
Topics: Auto Insurance
Are you liable for damage sustained by any person driving your car?
Topics: Auto Insurance
Auto rates on the rise during the COVID-19 pandemic
You may have heard that auto insurance rates have been on the rise since the pandemic began in March 2020.
Topics: Auto Insurance
Is your vehicle ready for spring roads? Ensure your vehicle is in good shape so you can keep your attention where it belongs – on the road.
Topics: Auto Insurance