Steers Insurance Blog

The sun is shining, the weekend is here, and you're itching to head out on the open road. Road trips are full of unplanned adventures: some good, some not so good. Beyond the essentials that should always be in your car (like a first aid kit, booster cables, a spare tire, your vehicle's registration, proof of insurance, phone and charger), here are 10 things to keep in your car so you're prepared for anything a road trip might throw at you.

When creating an emergency survival kit for the home, consider the supplies you might need to last you and your family for a minimum of three to seven days. In case of emergencies that may require that you leave your home quickly, such as a wildfire, prepare your kit well in advance, and keep it in an easily accessible location so you can take essential items with you if you must evacuate with little notice.

In Nova Scotia, the weather is constantly changing. One minute it’s sunny and the next it’s raining or snowing. At OTC Insurance we want to make sure you’re covered for whatever Mother Nature throws at you. While autumn is one of the most beautiful times of the year in Nova Scotia it is also the height of the hurricane seasons and as we continue to see an increasing number of severe weather events, it’s important to make sure you have the right coverage and are prepared for all weather events.

With gas prices on the rise, every cent counts when filling up at the pumps. Whether your daily commute takes ten minutes or two hours, changing how you drive can significantly improve your gas mileage — giving your wallet and the planet a break.

Have you considered the ramifications of neglecting to get the proper pollution insurance for your business?

Across Canada, rates of reported carjackings are rising. According to Équité Association, around 80,000 carjacking cases were reported in the past year. As a precaution, police are warning drivers to stay diligent and take extra measures to protect themselves, when parked and when on the road. To reduce your risk of experiencing a carjacking, consider these preventative measures to keep yourself safe:

While backyard bonfires are a common activity for many over the summer months, they do come with risks, including property damage, injuries, and even accidental ignition of widespread wildfires. It’s important to know the risks that come with bonfires, be aware of any outdoor fire restrictions, and take proactive measures to prevent property damage and injuries if you choose to host one. Always follow your municipal bylaws, check for fire bans, and take these safety precautions if you’re hosting or attending a backyard bonfire:

So, you've tied the knot and thrown the bouquet, and now you're ready to make it official…by taking care of your "just married" paperwork, that is. Whether you've lived with your new spouse for years or you've just moved into your first home together, make sure you've checked these to-dos off your list:

Whether you're headed up to the cottage or planning a pool party, knowing some basic water safety tips can help keep you and your fellow swimmers out of trouble. But water safety is about more than just preventing dangerous situations. If someone is swimming on your property and injures themselves, you could find yourself in hot water — so consider these seven tips to keep your guests safe and avoid a liability claim:

Nobody fully prepares you for the realities of home ownership, especially when unexpected disasters strike. We want to help you stop water loss in your home before it even starts.