Are you driving less or have more time to focus on your driving habits right now? Discovering if you are a safe driver and seeing if that translates into auto insurance discounts can be rewarding. And thanks to drive tracking apps, such as my Drive offered by Intact, this information is available at your fingertips.

If you find yourself going for a drive and curious about how your habits compare with other drivers, now might be a great time to try my Drive or a similar app. My Drive, offered by Intact, is an Insurance usage-based insurance (UBI) program that rewards drivers by offering discounts based on driving behaviour. It not only rewards safe driving habits but also provides feedback through its app.

How does it work?

My Drive is accessed through an app and asses how a customer drives using their smartphone’s GPS, accelerometer and gyroscope.

Who is this program for?

The my Drive program is best suited for motorists who are comfortable with technology and are comfortable with sharing their driving data with their insurers.

Whether you are a relatively new driver who lives in the suburbs and uses their car to commute to and from work every day or are a family of drivers who all drive for school, work, and leisure, a drive tracking app will not only track your driving habits but may also be able to provide a personalized discount.

If you have young drivers in the house and want to ensure they are driving safely and not driving distracted, then using a drive tracking app can help them see their bad habits, show them where they can improve and teach them the financial benefits of safe driving.

What about my privacy?

Think of the drive tracking apps as you would fitness or food tracker apps. They will not only track your driving habits, but you can see where you may be wasting gas, where your driving habits can be improved and where you are doing well.

Many of the apps will also track your driving routes and times, which not only provide data for your insurance but also provide insight into your daily driving routes, travel distance, and vehicle performance.

If you’re looking to reduce your insurance premium, get in contact with your OTC Insurance Broker and ask us for a quote. OTC works with many different auto insurers to get clients the best possible price for the coverage they desire.