Steers Insurance Blog

As restaurants shift to curbside pickup or delivery, and retailers move sales online or for curbside pickup – business is not as usual during the COVID-19 pandemic. All business owners need to have a business and safety plan that can adapt to help their businesses succeed in this “new normal.”

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components.

Social distancing is the utmost importance right now and is especially crucial for businesses who are remaining open during the COVID-19 pandemic, including construction sites.

While your employees may speak highly of their work in person, what about online? Social media usage is rapidly increasing every year, and how it is used can have a significant impact when it comes to making or breaking a business. Are you protected against a corporate social media faux pas? To be sure, check to see if your corporate liability insurance covers your business against social media liabilities and make sure you have a relevant social media policy in place.

Your company has developed a website and conducts business online. Your information technology department has taken the usual security precautions, and ensures you have the fastest website available, but is your site secure? Many business owners have a website, but many do not update their websites or regularly check for security risks or vulnerabilities.

This is a challenging and uncertain time for Atlantic Canadians. We are here to help and work with those adversely affected by the pandemic and are prepared to offer flexible solutions to customers. Insurance continues to play an important role in the overall economy, and therefore we remain open for business to assist consumers.

Commercial general liability (CGL) insurance protects your business against claims for bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations or products or occurring on company premises. While some policies may also cover environmental losses, there are a few reasons why business owners should consider additional environmental insurance.

As many companies transition to have their employees work from home, policies must be set in place so cybersecurity issues are addressed, and businesses are not the victim of cyber fraud.

Commercial general liability (CGL) insurance protects your business against claims for bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations or products or occurring on company premises. While some policies may also cover environmental losses, there are a few reasons why business owners should consider additional environmental insurance.