In the late evening of September 7, 2019, Hurricane Dorian made landfall on the east coast. While it was no longer technically a hurricane when it hit land, the storm resulted in over $105 million in insured damage, according to the Insurance Bureau of Canada. 70% of that was damage to personal property, 25% was damage to commercial property and the remainder of the damage was to automobiles.

While we’ve yet to see another hurricane of this magnitude, hurricane season continues until November 30th.

Are you prepared?

As Canada and the world continues to see an increasing number of severe weather events, it’s important to make sure customers have the right coverage. Optional coverage like Overland Flood Insurance covers flooding from surface water accumulation as well as from bodies of water, such as lakes, rivers or streams - coverage your traditional insurance policy may not have.

While newer policies can include some level of flood protection, availability varies. What’s more, even comprehensive homeowners and tenant insurance policies (which often offer the best available protection for homeowners and tenants) don’t automatically provide broad protections for water damage.

If you are a business owner we recommend reviewing our tips on preparing your business for a hurricane, and if you live in an area prone to basement flooding, you may also want to review tips on how to protect your home from basement flooding.

Be safe and should you require claims assistance during a tragic weather event, we are ready to provide any assistance necessary as well as answer your questions.