Steers Insurance Blog

Flooding can occur at any time of the year and is usually caused by heavy rainfall, rapid melting of snow packs, ice jams or more rarely the failure of natural or manmade dams. The majority of floods are predictable and inevitable, but can also be preventable. Being proactive can make a significant difference on how your property is affected by a flood.

Understanding the potential for flooding, possible sources and the potential impact on your operations; i.e. river flooding, coastal flooding or surface water/sewer flooding, is the starting point to developing your plan. Are you in a high risk area? Do you know the history of the area? City planning departments are always a good starting point for basic information. 

As car thieves become increasingly sophisticated and tech-savvy, it’s more important than ever to take the necessary steps to ensure your car is secure and less likely to be targeted.  A growing number of high-end cars equipped with keyless entry and push-start technology are disappearing from residential driveways in a matter of seconds.

Don’t wait until spring has already sprung to get your home ready for warmer weather. Now is the perfect time to repair any damage caused by harsh winter weather and to reset your home for the new season. Take these ten steps to get started:

The pandemic has prompted many homeowners to purchase a pool or hot tub in order to enjoy their residences even more. What’s the scoop on pool or hot tub installation, safety and insurance? 

When searching for a new apartment, you’ll likely ask the property manager a lot of questions about rent costs, building amenities and the application process. Consider also asking these seven questions to make sure the apartment and the management company are the right fit for you before you sign the lease:

Floods cost Canadians many millions of dollars every year in property damage, lost production, lost wages, and lost businesses. But dollars can’t measure the distress, the strain and the heartbreak, that flood victims suffer.

TEMPORARY FLOOD PROTECTION

The following flood protection products are products that can be stored on site at your facility and can be deployed when a flood threat is imminent. The products can be deployed in a short period of time to help protect your business and property from flood damage.

Renting out your cabin when you’re not using it is a great way to recoup some of the costs of ownership. And now is a great time to get in the game. Short-term rentals, particularly cabins, have exploded in popularity over the last couple of years as more and more Canadians are choosing to stick closer to home for their vacations.

Canadian businesses have identified five major risks to their operation – and these reflect how their risk assessments have changed due to the COVID-19 pandemic, a new report by Aviva Canada has found.

Wildfires destroy thousands of acres of land and hundreds of buildings annually. Damages sustained at your home can include fire damage as well as smoke and water damage. Your family could be forced to relocate for several months while your home is rebuilt, and your cherished possessions could be destroyed. As urban areas extend farther into forested lands each year, the amount of damage is likely to increase annually. Despite a trend of increasing wildfire risk, there are steps that can be taken to protect property and mitigate damage. Building design, property access, and creation of a fuel reduction zone, can make a significant difference in whether your home survives a wildfire.

Building & Landscape Design & Maintenance

It might not come as a surprise that most people admit to taking phone calls and reading texts while driving. What is surprising is that many are doing so because they are feeling work-related pressures to engage in the risky behavior, according to The Travelers Companies, Inc.