Steers Insurance Blog

Wildfires destroy thousands of acres of land and hundreds of buildings annually. Damages sustained at your home can include fire damage as well as smoke and water damage. Your family could be forced to relocate for several months while your home is rebuilt, and your cherished possessions could be destroyed. As urban areas extend farther into forested lands each year, the amount of damage is likely to increase annually. Despite a trend of increasing wildfire risk, there are steps that can be taken to protect property and mitigate damage. Building design, property access, and creation of a fuel reduction zone, can make a significant difference in whether your home survives a wildfire.

Building & Landscape Design & Maintenance

It might not come as a surprise that most people admit to taking phone calls and reading texts while driving. What is surprising is that many are doing so because they are feeling work-related pressures to engage in the risky behavior, according to The Travelers Companies, Inc.

Wildfires destroy thousands of acres of land and hundreds of buildings annually. Damages sustained at your business are not only limited to fire damage, but also can include smoke and water damage to your property, as well as lost income when businesses are shut down due to evacuation orders.

Welcome to the wonderful world of RVing. There are so many exciting adventures ahead of you! Before you set off on the open road, it’s important to consider how to protect your RV – and keep the fun times going, even when there’s an unforeseen problem.

In 2021 alone, water was the cause of more than $200,000,000 in losses for customers across Canada.

If the cost of your home insurance recently went up, several factors likely went into determining your new premium. While some price increases may be due to factors within your control, others are caused by issues that are affecting home insurance customers across the country. We’ve got the lowdown on some common reasons for price increases and some things you can do to save.

With businesses facing rising inflation, continued supply shortages and soaring prices amid a Consumer Price Index hitting a 30-year high¹, we wanted to shed some light on what this means for you in terms of the impact on your insurance.

Whether you’re buying your first home, getting ready to downsize, or you’ve recently experienced an increase in the cost of your home insurance, we’ve got some of the best money-saving tips to help you get the right coverage at the right price.

Being proactive certainly has its benefits, but some planning and organization are usually required. Therefore, many wait for something to happen before taking steps to rectify the situation. We will consider the factors required and suggest simple methods so that you do not incur unnecessary costs and downtime because of a lack of preparation. It doesn’t all need to be complex, but there are things to keep in mind.

Over the past two years, we have seen an increasing trend of underinsured claims across our Personal and Commercial Property lines. Fueling this trend has been issues with customers not being adequately insured to value, resulting in higher claims coming in than what customers are insured for. With inflation hitting new record levels and driving up the costs of claims, even more, it’s more important than ever to ensure our customer's Commercial and Personal Properties are insured to value.