Steers Insurance Blog

If you own a property or a business that has a possible pollution risk, you need to make sure you have insurance protection against liability. Even if you think you're insured, depending on your current policy, the cost of cleaning up petroleum spills, oil or other contaminants may not be covered. If you are susceptible to pollution, you may want to look into separate pollution coverage.

Boating is a fun way to enjoy the water, but do you know the rules and regulations that govern Canada’s waters? In addition to making sure your boat is properly insured, basic boating knowledge is also a must as is a Pleasure Craft Operator Card that can be obtained by taking a boating safety course or by passing a boating safety test from a Transport Canada accredited course provider.  Taking the boating safety test is not only a great way to build boating confidence but to also be prepared and educated for every circumstance.

Thinking about rolling up your sleeves to make improvements to your home? Whether the job is minor or an overhaul, as a homeowner, you have to think about who, how, and the expense of the project. Another key element some homeowners forget is how this change will impact your home insurance. Below are some important things to keep in mind while planning your next home renovation.

There is a lot to think about and to review when applying for insurance. Whether it is for your home or business, you have to make sure you disclose the possible risks involved, also known as material facts, so your insurer can provide you with the proper coverage.

One key aspect people should keep in mind when buying a new car is how much it will depreciate once it leaves the lot. Why is this important? Depreciation is a factor car insurers take into consideration when setting up your policy. What exactly is depreciation in car insurance and how can you protect against it? Have a look below to learn more!

Shannon Vaughan is one of OTC’s Commercial Lines Account Managers. Throughout her 20 years in the Commercial Insurance Industry, Shannon has attained many skills, education and experience with a broad range of client industry backgrounds.  She holds an education designation as a Chartered Insurance Professional and Construction Risk and Insurance Specialist. Her extensive experience includes managing Large Volume General Contractor type of accounts, Surety and reviewing CCDC contracts and applying these requirements to customer program needs.

Continued learning is of high regard to her career goals and for the benefit of her clients. She is currently enrolled in the Canadian Risk Management Program and Management Liability Insurance Specialist Program. Shannon is dedicated to learning everything there is to know about her clients’ business, educate them about insurance products for their business, and provide timely customer service to meet their insurance needs. She is known for her responsiveness, attention to detail and for her ability to make even the most complicated insurance policies comprehensible.

Since the COVID pandemic has arrived, RSA, a Canadian general insurer, has found an increase in the number of suspicious claims being flagged for possible fraud investigation compared to those during pre-pandemic times.