Steers Insurance Blog

Severe windstorms are becoming more of a worry for property owners and insurers. The damage they are capable of causing to a home can make it unsafe to live in and they can make road conditions dangerous to drive in. Many home and car insurance policies provide coverage for the damage these kinds of storms can bring to a community, but there are things you can do to reduce the amount of destruction a windstorm can muster to your home and car. 

Did you know natural gas is one of the safest fuels to use in your home? Even though this energy source is safe, a leak can occur if you have a faulty or poorly installed appliance or gas line. Natural gas is highly combustible and can cause a fire or explosion in open air in concentrated amounts. It is important to know how to detect a leak and what to do if you think you have one.

You may have seen the terms, Bid Bond, Surety Bond, Security in Tender Documents, but what does it mean.  What are Bonds?  How is this different from Insurance?  

What are Surety Bonds? 

The first thing to note about swimming pools and insurance is that they increase the cost to rebuild a home, which does raise your home insurance rates.

Risks, exposures, and liabilities for contractors have changed over the years, and could leave you unprotected if something does go wrong. Let’s have a closer look at Commercial Vehicle and Contractors Equipment Risk Management. 

Solar power is one way that homeowners can have more control over their energy future while reducing carbon emissions, and improving air quality. Solar Photovoltaic (PV) systems can help reduce your energy bills on average $1,750 per year, but they can also have an impact on your insurance so make sure you understand the implications on your policy.

A leaky tap, broken pipe or faulty appliance happens to everyone, but do you know whom to call or what to do when it happens?

Insurance is a must for every homeowner to have. Did you know you should also have proper protection for your secondary properties as well? Secondary properties are homes you do not occupy on a full-time basis such as a cottage or a vacation property. Not sure what you need to know about insuring your secondary properties? We’re going to give you some details you should have in hand to make sure you have the proper coverage to keep this type of property safe!