Steers Insurance Blog

Business insurance protects against potential risks and/or losses businesses can experience so they do not have to cover it themselves out-of-pocket.

Fall has arrived and with it the onslaught of leaves, pinecones, mud and other debris threatening to fill up gutters and downspouts, which will inevitably affect how well rainwater moves around buildings.

On a construction site or work site, there are a lot of moving parts, including all of the contractors, subcontractors, and tradespeople that are essential to any project. No matter what kind of trade you work in, you are critical to getting the job done. But you are also responsible if something goes wrong. Risks, exposures, and liabilities for contractors have changed over the years and could leave you unprotected if something goes wrong. Read on to find out what is essential when keeping people and workplaces safe where fire protection and hot work are concerned.

Whether you are looking for a lower-priced property, looking to downsize or want to be closer to your family and their property is zoned for a tiny house, your interest in these unique buildings is a popular one!

Did you know certain home improvement projects could help to reduce what you pay on your home insurance? Take a look here at some ideas you can do around your home to begin these upgrades.

Severe windstorms are becoming more of a worry for property owners and insurers. The damage they are capable of causing to a home can make it unsafe to live in and they can make road conditions dangerous to drive in. Many home and car insurance policies provide coverage for the damage these kinds of storms can bring to a community, but there are things you can do to reduce the amount of destruction a windstorm can muster to your home and car. 

Did you know natural gas is one of the safest fuels to use in your home? Even though this energy source is safe, a leak can occur if you have a faulty or poorly installed appliance or gas line. Natural gas is highly combustible and can cause a fire or explosion in open air in concentrated amounts. It is important to know how to detect a leak and what to do if you think you have one.

You may have seen the terms, Bid Bond, Surety Bond, Security in Tender Documents, but what does it mean.  What are Bonds?  How is this different from Insurance?  

What are Surety Bonds?