Steers Insurance Blog

Auto theft is a serious problem across Canada. If you purchase a stolen vehicle, when it is identified as stolen you are not only out your money but out your purchase when it is seized. How can you do your due diligence when purchasing a vehicle to avoid being a victim of such fraud? 

We recently worked on an account that involved a driver who had a conviction for operating an ATV with no insurance.  Due to this, the insurer is getting off risk and the vehicle now has to be insured with facility association = Higher rates and reduced coverage.  This is particularly more expensive when the vehicle is financed and you must carry Collision and Comprehensive coverage in order to satisfy lender requirements.

OTC Insurance is pleased to share that Shannon Vaughan has earned her Risk Management Certificate recognized by the Insurance Institute of Canada, earning her the internationally recognized CRM designation awarded by the Global Risk Management Institute (GRMI).

Each year, fall seems to come and go in the blink of an eye. It can feel like it goes from cool evenings and a faint smell of pumpkin spice to snow days and slippery sidewalks before you even have time to put on a toque. When it comes to your home, taking a little time to get prepared in the warmer weather could save you some headaches when winter starts blowing in. Wondering what kind of home maintenance tasks you need to do to get your property ready for fall and winter? Consider these tips:

Dealing with another driver's road rage can be incredibly stressful and scary, and it can even lead to dangerous driving situations or accidents. Road rage, or aggressive driving, can include erratic driving behaviours like tailgating, yelling, persistent honking, blocking traffic, or even following another driver too closely to intimidate them. Whatever form it takes, road rage can increase the risk of an accident, so it's always better to avoid these situations.

It’s no secret that climate change is leading to more frequent and more severe weather events and catastrophes around the world. Here in Canada, some of the most obvious examples include an increase in wildfires, more extreme heatwaves, and flooding. Consider these tips to make sure you’re prepared to protect your home in case of a major weather event in your neighbourhood.  

Dealing with an emergency at home is never easy, whether it’s a fire, break-in, or flood. Thankfully, your home insurance policy is there to protect you and your family when you need it most. Keeping track of some important information before, during, and after an incident can make for a smoother claims process and help you feel at home again as quickly as possible.