Steers Insurance Blog

In a perfect world, the sun is always shining and driving conditions are always ideal. But in the real world, rain must fall. Waiting out hazardous driving conditions is always the safest policy. However, driving in the rain can't always be avoided, especially on days when it's sunny one minute and pouring the next. Even a light drizzle can make road surfaces slick and make driving — and stopping — tricky. If you do find yourself driving in the rain, follow these rainy-day tips to increase your chances of getting to your destination safely.

It's no secret that exhaust from fuel-powered vehicles is a major cause of pollution in our atmosphere. In an effort to reduce these harmful emissions, vehicle manufacturers are developing more and more electric and hybrid vehicles, which run on electricity or a combination of electricity and fuel.

As climate change creates more severe weather events, many of which result in water damage to Canadians' homes, some houses are more at risk of flooding than others. According to the Institute for Catastrophic Loss Reduction, these ten factors — among others — can increase your basement's risk of flooding:

It's no secret that global supply chains have been under pressure since 2020 because of the COVID-19 pandemic. While many manufacturers have since bounced back, the automotive industry continues to see the effects. As a result, new vehicles and specific car parts aren't as readily available as they used to be, which can present issues for drivers and insurers alike when it's time to make a car insurance claim.

So, you’ve got a new insurance policy for your home or car, and you’re keeping your fingers crossed that you’ll never actually have to use it. But on the off chance that something in your master plan goes awry and you have to make a claim, you might find yourself wondering whether or not you should go to one of your insurer's preferred vendors for the repairs.

How does extra spending money for the Labour Day long weekend sound? We are giving away a $250 Visa gift card.

In 2021, Canada experienced a record-setting heat wave and an early start to the wildfire season. B.C., in particular, battled over 1,600 wildfires last season – causing devastation to people’s homes, communities and local wildlife in the affected areas.

In Insurance policies, the General Liability Section typically contains a Pollution Exclusion for bodily injury or property damage arising from your operations, whether onsite or offsite or for pollution spills or seepage emanating from your owned premises. Likewise, your property policy usually only has a small extension (if any) for pollution-type spill cleanup on your own property.