Steers Insurance Blog

Home insurance is designed to protect you and your family when you need it most — but all policies have limits and exclusions, and you may want to add extra coverage to make sure you’ll always be protected.

The Insurance Bureau of Canada (IBC) reported that water damage is a leading cause of damage and loss. These losses add up to close to $2 billion every year.

Are you looking to save on your home insurance? Making improvements around your home or opting for a higher deductible are some ways to find savings. Have you thought about asking your broker about discounts to help reduce your insurance premium? Here are 10 to consider that may help,

Water loss has a way of sneaking up on homeowners. Every household has at least one appliance that is prone to water loss. Learn which appliances are prone to leaks, and you’ll save yourself time and money in the long run.  

Winter means one thing: cold weather. Space heaters are an economical way to heat one or two rooms rather than your entire home. However, using a space heater requires an extra layer of caution. Fire Prevention Canada cites space heaters as one of the leading causes of residential fires.

Electrical fires can do serious damage to your home and put your family’s safety at risk. The good news is electrical fires are often preventable. Here are seven tips to preventing electrical fires at home:

Social media has become one of the ways we update our friends and family with what’s happening in our lives. These gestures are tempting but they may be unwise. Why? Anyone can track your movements by following the posts you share over social media. Sharing too many details about your home address, what possessions you have, and your current location away from home with both friends and those with bad intentions can lead to your home being burglarized. 

If you’re heading south for an extended vacation this winter, make sure your home is safe and secure by checking the following before you leave:

Choosing a good home builder to build your custom home may seem easy -especially if one of their model homes or designs has fantastic curb appeal. Planning a custom home build is exciting, but it's important to do your research and find a trustworthy home builder with a reputation for building quality homes that adhere to all building codes.