Steers Insurance Blog

During the winter months, a skating rink is a common addition to many backyards across Canada, and even more so this year with the pandemic encouraging people to stick closer to home. As fun as backyard skating rinks can be, it’s important to understand what is and is not covered as part of your home insurance policy.

Do you plan on inviting friends and family over during the holidays?

Summer has ended and the days are getting cooler and you know what that means – it’s almost time to close your seasonal cottage or prepare your manufactured home for the winter. 

Before the COVID-19 pandemic, there are about 1.17 Million employer businesses in Canada, and of these 1.14 Million (97.9%) were classified as small businesses. Now, most of them are forced to work from home.

Before returning to your property after evacuating due to a hurricane, it’s important to take time to consider what you need. Return to your property or business only after authorities advise it is safe. Keep informed and up-to-date on any changes in weather, related conditions, or any guidance from authorities, by tuning into the radio, TV, or social media. The hurricane may result in hazards and other potentially unsafe conditions, such as downed wires/power lines, gas leaks, flooded areas, damaged trees, and other debris. Be cautious when you return to your home or business.

The real estate market is booming – especially in Halifax where it is a sellers’ market. Buyers are often faced with paying above asking and competing with multiple buyers. This means you need to be ready to move fast – from being pre-approved on your mortgage, to being able to turn around a letter of insurability in a timely fashion and do a quick thorough assessment of the house. Aluminum wiring is one of those features that might make it hard to get a mortgage or insurance, so understanding the implications now will be helpful if you find a great property that has Aluminum wiring.

In today’s sharing economy, peer-to-peer rentals are making their name as cheaper (and trendier) alternatives to traditional hotels. But if you’re considering entering the market as a homeowner, there are a few things you should know about home insurance for short-term rentals.

Spring has arrived, which typically means snowmelt, an increase in rainfall accumulations, and the possibility of spring flooding.