Steers Insurance Blog

Water damage is one of the leading causes of home insurance claims across Canada. Whether it’s caused by a sewer backup, the spring thaw, or burst pipes, damage caused by water can be costly and inconvenient to repair. Luckily, there are simple tips that may help protect your home:

Spring is here! Many look to this time of the year as the end of worrying about the havoc weather can cause on their property. Unfortunately, this is not the case. Extreme weather can cause billions of dollars in damages every year. Being prepared for such risks is a key way to avoid this hazard. Keep these handy hints close at hand to get your home or business ready for any surprises spring may throw your way!

Spring is always a welcomed time of year. It's a time to open the windows to let in the fresh air, declutter closets and drawers of unneeded items and give our vehicles a good cleaning inside and out. It's also a good time of year to give your home a maintenance check to see how well it has survived the winter, and to see if anything requires repair or replacement.

What do you need to look for when it comes to purchasing home insurance? Truth be told, many homeowners don’t know and mistakes are easily made. Whether you underinsure your home or belongings or expect things to be covered when they’re not, mistakes happen! Ensure your home and belongings are fully covered by asking yourself the following questions:

Carbon monoxide - it's a colourless, odourless, and tasteless gas. These characteristics also make this gas a dangerous one to have around your home as it is poisonous.

The simple answer to this question is no. Home insurance typically doesn’t cover mould. In fact, most home insurance policies list specific exclusions for destructive and dangerous nuisance.

Life. It brings about many different changes. Where your home insurance coverage is concerned, there are certain changes you need to share with your home insurer to make sure you are protected with the right coverage and you are paying the right price.

Water damage is one of the leading causes of home insurance claims across Canada. Whether it’s caused by a sewer backup, a sump pump failure, the spring thaw, or burst pipes, damage caused by water can be costly and inconvenient to repair. Luckily, there are plenty of things you can do to protect your home against water damage.

While the socks you received for Christmas may not require additional home insurance, any sports memorabilia, high-end jewelry, collector comic books or big-ticket items probably do.