Steers Insurance Blog

Rapid technological changes and new business models are two reasons both insurers and entrepreneurs need to stay on top of trends if businesses are to be adequately protected. This is due to five major shifts business leaders and insurance companies are facing with the unexpecting risks arising around them.

Winter means one thing: cold weather. Space heaters are an economical way to heat one or two rooms rather than your entire home. However, using a space heater requires an extra layer of caution. Fire Prevention Canada cites space heaters as one of the leading causes of residential fires.

Electrical fires can do serious damage to your home and put your family’s safety at risk. The good news is electrical fires are often preventable. Here are seven tips to preventing electrical fires at home:

Flooding is the most expensive natural disaster in Canada, and it’s becoming even more common as rising global temperatures lead to increased rainfall across the country.

Social media has become one of the ways we update our friends and family with what’s happening in our lives. These gestures are tempting but they may be unwise. Why? Anyone can track your movements by following the posts you share over social media. Sharing too many details about your home address, what possessions you have, and your current location away from home with both friends and those with bad intentions can lead to your home being burglarized. 

Winter can be a dangerous time of the year – especially when you work outside like many construction workers. However, with the right preparation and training, your construction crew can stay safe and productive in the winter.

If you’re heading south for an extended vacation this winter, make sure your home is safe and secure by checking the following before you leave:

When the temperatures dip below zero, the construction industry needs to ensure safe sites and do its best to avoid slips, frozen fingers, damaged equipment and more. The best way to avoid hazards and prevent accidents during the winter includes:

OTC Insurance is pleased to share that Shannon Vaughan has earned her Management Liability Insurance Specialist (MLIS®) certification from IRMI.