Steers Insurance Blog

Spring is here! Many look to this time of the year as the end of worrying about the havoc weather can cause on their property. Unfortunately, this is not the case. Extreme weather can cause billions of dollars in damages every year. Being prepared for such risks is a key way to avoid this hazard. Keep these handy hints close at hand to get your home or business ready for any surprises spring may throw your way!

Whether you have a home, a business or a farm, hazards can occur anywhere on these types of properties. One way to assess these possible issues is to have a Loss Control survey conducted from your insurer.

Spring is always a welcomed time of year. It's a time to open the windows to let in the fresh air, declutter closets and drawers of unneeded items and give our vehicles a good cleaning inside and out. It's also a good time of year to give your home a maintenance check to see how well it has survived the winter, and to see if anything requires repair or replacement.

Allianz Global Corporate & Specialty (AGCS) is reporting the COVID-19 pandemic has created an unstable business environment for directors and officers (D&O) of companies which brings with it new and increased risks for 2021.

The New Year is often seen as a way to have a fresh start. However, Simon Konsta, partner at Clyde & Co. London, believes that 2021 will be difficult for directors, officers, and their advisors due to a projected increase in insolvency claims against them.

What do you need to look for when it comes to purchasing home insurance? Truth be told, many homeowners don’t know and mistakes are easily made. Whether you underinsure your home or belongings or expect things to be covered when they’re not, mistakes happen! Ensure your home and belongings are fully covered by asking yourself the following questions:

Carbon monoxide - it's a colourless, odourless, and tasteless gas. These characteristics also make this gas a dangerous one to have around your home as it is poisonous.

The simple answer to this question is no. Home insurance typically doesn’t cover mould. In fact, most home insurance policies list specific exclusions for destructive and dangerous nuisance.

In today’s economy, almost every sector has become dependent on technology. With this heavy reliance on technology, tech companies are also beginning to feel the liability assumed in providing this now important infrastructure to these industries to have adequate insurance protection and strong risk management strategies. It can be said that the world as we know it would cease working without it.

Life. It brings about many different changes. Where your home insurance coverage is concerned, there are certain changes you need to share with your home insurer to make sure you are protected with the right coverage and you are paying the right price.