Water damage is one of the leading causes of home insurance claims across Canada. Whether it’s caused by a sewer backup, a sump pump failure, the spring thaw, or burst pipes, damage caused by water can be costly and inconvenient to repair. Luckily, there are plenty of things you can do to protect your home against water damage.
Preventing Water Damage - Draining Your Pipes
Topics: Home Insurance
While the socks you received for Christmas may not require additional home insurance, any sports memorabilia, high-end jewelry, collector comic books or big-ticket items probably do.
Topics: Home Insurance
Getting to know Sharon Fralic – Senior Account Executive / Partner
Topics: About OTC Insurance
Does a backyard skating rink affect your home insurance?
During the winter months, a skating rink is a common addition to many backyards across Canada, and even more so this year with the pandemic encouraging people to stick closer to home. As fun as backyard skating rinks can be, it’s important to understand what is and is not covered as part of your home insurance policy.
Topics: Home Insurance
Does your home insurance cover large gatherings during a pandemic?
Topics: Home Insurance
Is your vehicle in the list of the top 10 most stolen vehicles?
Have you checked to see if your vehicle is one of Canada’s most stolen? The Insurance Bureau of Canada (IBC) recently compiled 2020’s list of the top 10 stolen vehicles across Canada. Once again thieves have targeted high-end vehicles, including SUVS and off-road capable vehicles, and, unfortunately, the pandemic has led to an increase in vehicle thefts.
Topics: Auto Insurance
The Risks of Not Keeping Your Business Free of Snow and Ice
Nova Scotia law makes it clear: all business owners must ensure their property is reasonably safe for visitors. Failing to do so can result in visitors and employees suffering sprains, strains, broken bones, and more from incidents like slip and fall accidents.
Closing your cottage for the winter: A guide
Topics: Home Insurance
Safety tips for outdoor patio heaters and fire elements
Topics: Home Insurance
Summer has ended and the days are getting cooler and you know what that means – it’s almost time to close your seasonal cottage or prepare your manufactured home for the winter.
Topics: Home Insurance, About OTC Insurance