Steers Insurance Blog

The COVID-19 pandemic has tested business owners in ways never thought imaginable. It has also shown many businesses where they need to change or improve as well as how to ensure they are appropriately covered should a pandemic happen again.

Commercial general liability (CGL) insurance protects your business against claims for bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations or products or occurring on company premises. While some policies may also cover environmental losses, there are a few reasons why business owners should consider additional environmental insurance.

As many companies transition to have their employees work from home, policies must be set in place so cybersecurity issues are addressed, and businesses are not the victim of cyber fraud.

April 19-25 is National Volunteer Week (NVW), a time when we celebrate the 13 million Canadians who give generously of their time to causes, they are passionate about.  Volunteers are often the lifeblood of not for profits organizations. 

Commercial general liability (CGL) insurance protects your business against claims for bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations or products or occurring on company premises. While some policies may also cover environmental losses, there are a few reasons why business owners should consider additional environmental insurance.

What were once luxury add ones for vehicles are increasingly becoming standard features, and while technology is making cars more comfortable and safer to drive, it is also causing an increase in insurers’ bills when paying out for accidents.

​A cyber attack is not just inconvenient and expensive, it can be an existential threat to an organization.  Cyber attacks have been on the rise for several years now and then came Covid-19.  As business strive to continue on at this time, more employees are working at home and using new tools and technology to stay connected.  

In a situation where one company merges with another to become a single entity, or when one company is acquired by another, it is imperative that both parties review and update their insurance coverages to ensure all risks are accounted for. This article details the steps your company should take to prepare for a merger or acquisition and defines two types of insurance that may help your company close the deal with confidence.

With the State of Emergency in place due to Covid-19 your business might be vacant for sometime. This is something no business owner likely ever planned for, but it does need consideration. 

If you conduct business in your home, insuring your business properly is part of a solid risk management plan. We can help!